Visa® Credit Cards
Visa cards are the world's most widely used form of "plastic" payment. As of December 2000, more than $1.8 trillion in products and services were purchased using Visa cards, and Visa's worldwide market share, at sixty percent, was greater than that of all other major payment cards combined. There are more than one billion Visa, Visa Electron, Interlink, PLUS, and Visa Cash cards in the market today. Visa-branded cards are accepted at more than twenty million locations in more than 150 countries, making Visa the closest thing there is to a universal currency.
Browse the full selection of our VISA® credit cards below or choose another credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features, in the more info section of the listed cards.
Great choice if you carry a balance short-term.
APR for Balance Transfers: 17.80%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 17.80%
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Reward Program: Saving Zone Discounts
Credit Line: $300-$3,000*
Issuer: Capital One Bank
A decision that's easy to make: FREE CASH!
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Cash Back or Gift Card/Certificate
Issuer: Chase Bank USA
- Earn 1 point for every eligible $1 in purchases*
- 1,000 Bonus Points* with your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2500 points
- Choose from either a $25 check or a $25 gift card/certificate
*See Pricing & Terms.
A full 1% back for every dollar you spend.
APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 14.74% (Currently 19.74%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $29.00
Grace Period: At least 20 Days
Reward Program: Rewards Points
Issuer: Chase Bank USA
- Earn one reward point for every dollar you spend.*
- 0% APR for up to 6 months and pay no annual fee.*
- No telemarketing calls.
- Zero unauthorized liability.
- Exclusive discounts for AARP Platinum Visa cardmembers.
- Automatic AARP Rewards Platinum Visa card benefits.
*See Pricing & Terms.
Your choice. Your chase.
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Bonus Points
Issuer: Chase Bank USA
- Earn 1 point for every dollar spent*
- Earn airline tickets, hotel stays or car rentals.
- 0% introductory APR* for up to 12 months
- The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
- No Annual Fee
*See Pricing & Terms.
A Cash Back card for people New to Credit.
APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 14.90%
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Reward Program: At least 1.25 miles/dollar on net purchases*
Credit Line: $300-$3,000*
Issuer: Capital One Bank
- 25% annual bonus on the cash you earn*
- 1% cash back on every purchase
- 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%*
- No limit on cash back and rewards won't expire for the life of your account
- Redeem cash whenever you like
- $29 annual fee
*See website for Disclosures.
Reports monthly to 4 Major Credit Bureaus!
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
- Low APR on purchases
- Credit decisions in less than 60 seconds
- A Credit Card for Those with Less than Perfect Credit
- Quality Customer Service
- Accepted where you see the MasterCard®/Visa® logo
- Over 3 million credit card holders
- Choice of MasterCard® or Visa®
- Enjoy the benefit of 24-hour phone account access
- Get access to online credit education
- Monthly credit bureau reporting
*See Rates, Fees & Terms for current information.
Get a variety of magical rewards no other card can match!
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $14-$34
Overlimit Fee: $29.00
Grace Period: At least 20 Days
Reward Program: Disney RewardsSM
Issuer: Chase Bank USA
- No Annual Fee
- 0% Intro APR for up to 12 months*
- No Block-out Dates
- Visa® Platinum Benefits
*See Pricing & Terms.
Low variable rates, plus 1% cash back!
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: 1% Cashback
Issuer: IberiaBank
- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Make this Card Part of Your Investment Strategy.
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 14.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $0-$39
Grace Period: At least 20 Days
Reward Program: WorldPoints®
Issuer: Fidelity Investments
- Earn one point for every dollar in net retail purchases.
- No annual fee
- Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.*
- Card issued by FIA Card Services, N.A.
*See website for complete Terms and Conditions of card usage and application disclosure.
Now anyone can qualify for a credit card with UltraVX Visa®.
Ongoing APR: 14.9%
Cash Advance APR: 18.00%
Cash Advance Fee: $2
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Reward Program: Clear Rewards
Credit Line: Up to $25,000
Issuer: MetaBank
- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
The Platinum Card with the SCORECARD® Bonus Point Program.
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: ScoreCard® Bonus Points
Issuer: IberiaBank
- No annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
Download the Terms & Conditions here.
The card built for small businesses.
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 25 Days
Issuer: Citibank
- 0% APR on purchases and balance transfers for 12 months*
- No annual fee
- Business-size credit line
- Free additional cards for employees with credit limits you set
- Savings on everyday business purchases
- Quarterly and annual account summaries
- Balance transfer fee applies with this offer*
*See Terms and Conditions.
Variable rates as low as 7.25%!
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime - 1.00% (Currently 4.00%)
Cash Advance APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Issuer: IberiaBank
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- 25 Day grace period
- Online access to credit card information
Download the Terms & Conditions here.
Your Chance to Apply for the Prestige of GOLD!
Ongoing APR: 9.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $48.00*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Issuer: First PREMIER Bank
- Reports monthly to 4 Major Credit Bureaus
- Low APR on purchases
- Get the prestige of a GOLD MasterCard®/Visa®
- All applications accepted
- All credit types welcome to apply
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
*See Rates, Fees & Terms for current information.
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Reward Program: Travel Rewards
Credit Line: $300 to $5,000/card
Issuer: New Millennium Bank
- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
For customers with excellent credit
APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Ongoing APR: 14.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: None
Returned Check Fee: $39.00
Grace Period: 25 Days
Reward Program: At least 1.25 miles/dollar on net purchases*
Credit Line: $500-$15,000*
Issuer: Capital One Bank
Earn up to 5,000 Bonus Miles with the WorldPerks® Visa® Platinum Card!
APR for Balance Transfers: Prime + 9.75% (Currently 14.75%)
Balance Transfer Fee: 3% (minimum $5; no maximum)
Ongoing APR: Prime + 9.75% (Currently 14.75%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $55.00
Late Fee: $15-$39
Overlimit Fee: $35.00
Grace Period: 20-25 Days
Reward Program: WorldPerks® Miles (SkyTeam® Member)
Credit Line: Up to $15,000
Issuer: U.S. Bancorp
- Earn 5,000 Mile Enrollment Bonus
- Accepted at millions of locations worldwide
- Credit line up to $7,500
- Annual fee is $55
*View the Terms and Conditions.
Earn miles 25% faster than regular miles card!
APR for Balance Transfers: 16.90%
Balance Transfer Fee: None
Ongoing APR: 16.90%
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Reward Program: At least 1.25 miles/dollar on net purchases*
Credit Line: $500-$15,000*
Issuer: Capital One Bank
Zero. Zip. Zilch. Pay NO interest for up to 12 months.*
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Flexible Rewards Points
Issuer: Chase Bank USA
- 0% Intro APR*
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
*See Pricing & Terms.
Zero worries. Zero hassles. Zero % balance transfers.
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank
First Equity specializes in credit for businesses!
Ongoing APR: As low as 0%*
Cash Advance APR: As low as 2%*
Cash Advance Fee: 3% (minimum $10)
Annual Fee: $0-$39
Late Fee: $39.00
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: At least 20 Days
Reward Program: Up to 5% Cash Back
Credit Line: Up to $100,000
Issuer: First Equity Card Corp.
- APR as low as 0.0%*
- Working Capital Credit Line of up to $100,000
- Customized with your Business Name at the top
- Free Additional Cards for Employees
- Earn up to 5% cash back on qualified purchases*
*First Equity Terms & Conditions.
Earn 7,500 Bonus Miles with the WorldPerks® Visa® Signature Card!
Ongoing APR: Prime + 9.75% (Currently 14.75%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $90.00
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20-25 Days
Reward Program: WorldPerks® Miles (SkyTeam® Member)
Credit Line: No pre-set limit
Issuer: U.S. Bancorp
- Earn 7,500 Mile Enrollment Bonus
- Accepted at millions of locations worldwide
- No pre-set spending limit
- Annual fee is $90
*View the terms and Conditions.
Earn Double Reward Points. You'll Enjoy Driving Again!
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Ongoing APR: As low as Prime + 6.99% (Currently 11.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $39.00
Overlimit Fee: $39.00
Grace Period: 20 Days
Reward Program: Up to 10% Rebate at participating BP locations*
Credit Line: Minimum $200
Issuer: Chase Bank USA
- Earn up to 10% in introductory rebates*
- Earn up to 5% in rebates*
- No annual fee
- Online Account Management
- Zero Liability against unauthorized purchases
*See Pricing & Terms.
High Velocity Savings! Best Credit Card Rates in the Country...
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank
Citi® Hilton HHonors® Visa® Card: benefits and free night's stays awaits you.
APR for Balance Transfers: 2.99% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 2.99% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%) / Prime + 11.99 *
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Reward Program: Hilton HHonors Bonus Points
Issuer: Citibank
- 15,000 Hilton HHonors bonus points—enough for TWO FREE NIGHTS at Opportunity Category Hilton Family Hotels. Just make your first purchase on the card within 2 MONTHS of account opening.
- Earn 3 Hilton HHonors bonus points for each $1 spent on purchases at supermarkets, drugstores, and gas stations.
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
- HHonors Silver VIP status. As a cardmember, enjoy the benefits of a complimentary upgrade to HHonors Silver VIP status.
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
*See Terms and Conditions.
The definition of a brand is the sum total of the consumer experience that goes along with it: everything a company says, everything it does, and how it says and does it. What is the value of the Visa brand—to Members, partners, and consumers?
We gauge Visa's value by considering how much more users are likely to choose, activate, and use Visa-branded products and services. Not only do more people choose Visa as their primary card, but the Visa brand translates to more transactions overall compared to our closest competitors.
Other considerations contribute to the impact of the Visa brand. The value of our sponsorships and partnerships, for example, play a large role. The International Olympic Committee and The Walt Disney Company are just two of the world's premier organizations with whom Visa has partnered. Our brand complements their strong consumer appeal, leadership stature, and global presence.
It all adds up to a sense of genuine empowerment; of enabling people to believe that with Visa, they can truly make anything happen.























